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In a recent survey, 93 percent of homeowners said owning a home made them happier than renting. 

• 79 percent thought becoming a homeowner made them a better person too
• 76 percent pursued new hobbies once becoming homeowners
• 83 percent said they would not go back to renting after owning a home

Sources used for data:

https://newsroom.bankofamerica.com/system/files/Fall_2019_Bank_of_America_Homebuyer_Insights_Report.pdf

1) Automate your down payment savings - set up your checking account to automatically save a certain amount each month.

2) Build your credit history and keep it clean – pay any loans or credit cards you may have on time. Don’t use more than 30% of the credit available to you.

3) Practice living on a budget – many first-time buyers are willing to make sacrifices to buy their home faster. Most people put off unnecessary spending on new clothes, a new car, or traveling. 

Pre-approval is a great step to complete now, as it gives you a COMPETITIVE EDGE when you are ready to put the rest of your search into action.

It’s something you can do from the comfort of your home and shows sellers you are serious about buying when you are ready to make a move.

It also helps you know what you can afford to spend in the homebuying process.